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ULTIMATE
Investment Property Calculator


[ v1.0.2018 ] - [ cost: $129.99 ] - [ details ]

PROFESSIONAL
Investment Property Calculator


[ v1.0.2018 ] - [ cost: $54.99 ] - [ details ]

STANDARD
Investment Property Calculator


[ v1.0.2018 ] - [ cost: $34.99 ] - [ details ]

Investment Property Calculators Comparison

Please Note: This page is no longer updated. Please visit the new Comparison page!

If you are just starting to look into property investment, the free version might the one you want.

If you just want to buy one property in a specific state, for example, NSW, you might want to buy the standard version. You also get free bonuses worth $34.99.

If you want to compare across states for one property, you should buy the professional version. You also get free bonuses worth $79.98.

If you have several investment properties, you should buy the ultimate version which offers all the 50+ features plus free bonuses worth $319.96 including Investment Property Evaluation Spreadsheet (worth $69.99) and Investment Property Management Spreadsheet (worth $79.99), etc.

Features Free Version Standard Version Professional Version Ultimate Version
Allow multiple investors Yes - 2 Investors Yes - 4 Investors Yes - 4/6 Investors Yes - 2 Investors
Allow multiple properties No No No Up to 12 Properties + 1 PPOR
Estimate NRAS properties No No ^ No * Yes
Estimate PPOR properties No No No * Yes
Calculate tax before and after deductions Yes Yes Yes Yes
Calculate capital gain Yes Yes Yes Yes
Calculate return on investment (ROI) Yes Yes Yes Yes
Adjust initial cash deposits on properties Yes Yes Yes Yes
Calculate expected Medicare levy from year to year where applicable Yes Yes Yes Yes
Calculate gross and net rental yield Yes (first year only) Yes Yes Yes
Calculate loan to value ratio (LVR) of individual property Yes (first year only) Yes Yes Yes
Calculate expected income tax liability from year to year No Yes Yes Yes
Show property details over years No Yes - 30 years Yes - 30 years Yes - 30 years
Calculate property stamp duty No Yes - 1 state Yes - all states Yes - all states
Calculate mortgage registration Fee No Yes - 1 state Yes - all states Yes - all states
Calculate land transfer/registration fee No Yes - 1 state Yes - all states Yes - all states
Calculate mortgage discharge fee No Yes - 1 state Yes - all states Yes - all states
Breakdown cash outgoings by investors No Yes Yes Yes
Breakdown tax savings by investors No Yes Yes Yes
Breakdown investment by investors No Yes Yes Yes
Calculate return on investment (ROI) by investors No Yes Yes Yes
Calculate purchase costs (both property and loan) No Yes Yes Yes
Adjust salary growth rates from year to year No Yes Yes Yes
Adjust rent growth rates from year to year No Yes Yes Yes
Adjust cost increase rates from year to year No Yes Yes Yes
Adjust capital growth rates from year to year No Yes Yes Yes
Adjust home loan interest rates from year to year No Yes Yes Yes
Adjust home loan term in years (P&I loan only) No No Yes - 1 to 30 years Yes - 1 to 30 years
Compare investment by states No No Yes Yes
Compare return on investment (ROI) by states No No Yes Yes
Switch principal and interest (P&I) and interest only (I/O) home loan No No Yes Yes
Specify home loan repayment frequency (monthly, fortnightly, weekly) No No Yes Yes
Allow salary sacrifice No No Yes Yes
Adjust salary sacrifice amount from year to year No No Yes Yes
Adjust income tax scales from year to year No No No Yes
Allow to enter real information from year to year No No No Yes
Predict the value of a portfolio of multiple properties from year to year No No No Yes
Predict serviceability and when can afford the next property No No No Yes
Accommodate specific purchase date in different years No No No Yes
Specify income from different sources (wages, rents, shares, etc) No No No Yes
Define different capital growth rates for different properties No No No Yes
Accommodate specific sold date in different years No No No Yes
Tick-on and tick-off properties No No No Yes
Estimate construction costs No No No Yes
Estimate financial position No No No Yes
Comprehensive rental yield analysis No No No Yes
Calculate combined LVR of multiple properties No No No Yes
Multiple home loans (2 home loans on 1 property) No No No Yes
Bonus - Investment Property Evaluation Spreadsheet No No No Yes - Free (Worth $69.99)
Bonus - Investment Property Management Spreadsheet No No No Yes - Free (Worth $79.99)
Bonus - Negative Gearing Property Affordability Calculator No No Simple version - Free (Worth $24.99) Yes - Free (Worth $44.99)
Bonus - Lifetime update N/A Yes - Free (Worth $34.99) Yes - Free (Worth $54.99) Yes - Free (Worth $129.99)
Total Bonus # N/A $34.99 $79.98 $324.96
Total Value # Free $69.98 $134.97 $454.95
Cost - Personal Use
Personal Use is Non-Commercial use by you for your own private use on your own personal computer.
Free $34.99 $54.99 $129.99
Cost - Commercial Use
Commercial Use is any use in which a corporation or business or commercial entity derives or attempts to derive monetary gain and benefit from or for any third party, either directly or indirectly, from the use of the Calculator. This includes Government and Military entities, corporations, LLCs, sole-proprietorships, sole traders, home-based businesses, and internet-based businesses.

Free update and customization bonuses are included in the Commercial Use price.

$34.99 $69.99 $109.99 $259.99
Extra Bonus - Commercial Use N/A N/A free customization to include your company logo, URL, address etc in the printouts (see the example) free customization to include your company logo, URL, address etc in the printouts (see the example)
^ NRAS calculation unlock code for Standard version can be purchase for only $5.99.
* PPOR & NRAS calculation unlock code for Professional version can be purchase for only $9.99.
# Based on Personal Use.

This calculator is built in Microsoft Excel worksheet. You need to have Microsoft Excel 2007-2013 and Microsoft Windows to use it.

Please note: All the investment property calculators are built based on the following assumptions.

(1) It is assumed the investor has an interest only (unless otherwise stated) home loan and the interest is deductible for tax purposes.

(2) When calculating the Capital Works Deductions, it assumes that the construction of the property started after 15 September 1987 and therefore the depreciation deduction is claimed for 40 years from the date construction was completed at a rate of 2.5% per year. Please note: You can manually adjust the depreciation deduction values from year to year if this assumption does not suit your situation.

(3) When calculating the tax payables, the tax rates applicable to Australian residents are used and the 1.5% Medicare Levy based on the individual Medicare Levy threshold is included where applicable. The calculator does not incorporate any other factors that might influence the amount of tax payable, such as Medicare levy surcharge, HECS contributions, any rebates, and deductions.

(4) The discount method is used to calculate capital gain tax if you hold the property for at least 12 months. The discount percentage is 50%.

(5) All months are assumed to be of equal length. One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.

Download FREE Investment Property Calculator Now!

Disclaimer: All the Investment Property Calculators are built for residential properties but not commercial properties. Using the Investment Property Calculators for commercial property investment (e.g. retail shop, office etc) is at your own risk.

Refund Policy: If you are having issues with a product and need assistance with downloading and/or using the product, please contact us or visit Support Forums before you ask for a refund as we are confident that we will be able to resolve the issues. If we cannot help you, full refund will be offered within 30 days from the date of purchase. Investment Property Calculator will do our best to satisfy all refund requests from customers in a courteous, timely, and fair manner. Again, it will be very much appreciated if you can let us to rectify any issues you are having before asking for a refund.