Property Investment News, Tips, Tools, Strategies, Experiences, Case Studies, Outlooks
The latest Association of Superannuation Funds of Australia research shows that, in general, a couple looking to achieve a comfortable retirement needs to spend $57,195 a year, while those seeking a ‘modest’ retirement lifestyle need to spend $33,120 a year which means that the average couple need a lump sum of about $660,000 to survive …
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There are many points at which you have a chance to stop or postpone your house from being repossessed, if you take heed of the warnings. It is a scary place to be when you think you can’t make the repayments, but don’t be fooled into thinking that you’re powerless. Seek Advice If you think …
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Some of my friends asked me where they should put their money, specifically: 1. the offset account of their PPOR (principal place of residence) home loan or the offset account of their investment property loan? 2. a term deposit or the offset account of their PPOR (principal place of residence) home loan? 3. a term …
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In these uncertain times of slow property markets and crashing share prices, are you still tossing up best place to park your hard earned money for maximum chances of capital growth? You may be surprised by the latest thinking on whether you should invest in property or shares. According to the latest Russell Investments/ASX Long-Term …
How can you pay off your home mortgage or home loan faster? There are many things you can do. Here are some tips from everyday Australians who are repaying their mortgage like you. 1. Make fortnightly repayment instead of monthly. You have to take advantage of the fact there’s 12 months in the year, but …
Key Points for Capital Gain in Long Term * Buy property in the middle suburbs close to public transport corridors, shops and schools. * Buy low-maintenance, compact dwellings because of the shrinking family unit. Most property investors see the residential property investment is a long-term proposition because the property price takes about 7 to 10 …
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Question: We currently have a $80,000 balance on the mortgage of our principal place of residence. We have $80,000 in a 5 per cent savings account with one of the big four banks and wonder how we could get more for it. Should we use the $80,000 savings to pay off our mortgage or we …
Question: I would like to know how to reduce capital gains tax on investment properties by putting some of the proceeds into super. I sold an investment property in July 2010, which after the 50 percent discount has a CGT liability of $200,000. Can you explain the process of putting the money into super to …
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There is no property bubble, but property prices are more than 24% overvalued. According to an article from SmartCompnay, Goldman Sachs’ chief economist Tim Toohey has made an extremely valuable contribution to the Australia property bubble debate. In his recently released comprehensive report, A Study On Australian Housing: Uniquely Positioned Or A Bubble?, he took …
Question: We are moving interstate and own a property with a $300,000 mortgage that we would like to keep as an investment property. I would like to know: (1) Is it true that if we keep this as our primary residence we won’t pay capital gains tax if we sell within six years. (2) Can we claim tax deductions connected with …
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Are units or apartments good or bad for property investment? What factors should you consider when buying investment units or apartments? Many people invest in apartments because they often have a cheaper buy-in price than houses and are also thought to be a lot easier to maintain without gardens to worry about, and with the costs of …
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Do you know the best places in WA to invest in property? Here is a list of WA’s top 10 suburbs and towns where there is potential for good capital growth or better-than-average rental yields. Top 10 Western Australia property hotspots Albany: Lifestyle features, government decisions, urban renewal Broome: Lifestyle features, boom town, government decisions …
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Should I pick an investment property by capital growth or rental return? Should I invest in houses or units? Property investing has become a popular Australian past time with one in ten taxpayers owning a negatively geared property. But just what makes a good bricks-and-mortar investment? It’s not about buying any old house or unit, …
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By diversifying their assets, investors can ensure that interim performance across their portfolio is balanced to an acceptable average. Stronger assets can support those experiencing weaker conditions. Directly owned real estate assets involve a long-term commitment and a disciplined investment strategy and so are not as vulnerable to daily fluctuating sentiment. It is commonsense to …
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What should you do when RBA rate is rising? The course of action you might take will depend upon your individual situation. If you have a variable rate loan, it seems clear that you should currently be directing every spare cent towards paying it down in order to minimise your balance when higher rates arrive. …
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